/* ============================================================
   Oborotka.by — bright fintech (Stripe-inspired)
   Диагональная градиентная лента в hero, фирменные слоистые
   тени, pill-кнопки, тёмные секции с цветными свечениями.
   Бренд: teal #0FB5A6 + синий #155EEF (+ violet для глубины).
   ============================================================ */

:root{
  /* TEXT — глубокий navy/slate (серьёзный финтех, высокий контраст) */
  --ink:#0F172A;
  --ink-2:#475569;
  --ink-3:#64748B;

  /* SURFACES */
  --bg:#FFFFFF;
  --bg-soft:#F6F8FB;
  --bg-mute:#EDF1F7;
  --line:#E2E8F0;
  --line-2:#EEF2F7;
  --navy:#0F172A;
  --navy-2:#1E293B;

  /* ACCENTS — бренд */
  /* бирюза-лид (Stripe DESIGN.md, адаптировано под бренд): teal как единый акцент */
  --accent:#0A8C81;
  --accent-d:#077E74;
  --accent-soft:#E4F7F3;
  --accent-ring:rgba(15,181,166,.25);
  --accent-blue:#155EEF;
  --accent-ink:#0A5F54; /* глубокая бирюза для ТЕКСТА на пале-бирюзовом фоне (WCAG AA) */
  --teal:#0FB5A6;
  --teal-d:#0A8C81;
  --teal-soft:#DBF6F1;
  --violet:#7C5CE6;
  --violet-d:#6D4DE0;
  --violet-soft:#EFEBFE;
  --cyan:#2ED1E6;

  /* brand gradient */
  --grad:linear-gradient(100deg,var(--teal) 0%,var(--cyan) 35%,var(--accent-blue) 70%,var(--violet) 100%);
  --grad-soft:linear-gradient(135deg,#E4FBF6 0%,#E9F0FF 100%);
  /* кнопки — синие (как изначально), тонкая глубина одного тона, без радуги */
  --grad-btn:linear-gradient(180deg,#2E6FF2 0%,#155EEF 100%);
  --grad-btn-h:linear-gradient(180deg,#2461E6 0%,#0E49C4 100%);
  --glow:.6;

  /* whisper-текстура страницы: точки navy на светлом (порт 21st.dev dot-grid) */
  --dots:radial-gradient(circle at 1px 1px, rgba(15,23,42,.05) 1px, transparent 0);
  --dots-size:22px 22px;

  /* мягкие тени, подкрашенные в бренд-navy (cool depth, школа Stripe) */
  --sh-1:0 1px 2px rgba(13,37,61,.1),0 1px 3px 1px rgba(13,37,61,.06);
  --sh-2:0 1px 3px rgba(13,37,61,.11),0 4px 12px -2px rgba(13,37,61,.12);
  --sh-3:0 1px 3px rgba(13,37,61,.11),0 12px 32px -8px rgba(13,37,61,.16);
  --sh-accent:0 1px 2px rgba(10,140,129,.35),0 2px 6px rgba(10,140,129,.18);
  --sh-teal:0 1px 2px rgba(15,181,166,.35),0 2px 6px rgba(15,181,166,.18);

  /* radii — крупнее, как у Google */
  --r-xs:8px; --r-sm:10px; --r:12px; --r-lg:16px; --r-xl:24px;

  --sans:'Inter',system-ui,-apple-system,sans-serif;
  --display:'Inter',system-ui,-apple-system,sans-serif;
  --mono:'IBM Plex Mono',ui-monospace,monospace;

  --pad-sec:100px;
  --hscale:1;
  --maxw:1160px;
}

[data-density="compact"]{ --pad-sec:80px; }
[data-density="spacious"]{ --pad-sec:144px; }

*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth;overflow-x:clip}
section[id],footer[id]{scroll-margin-top:88px}
body{
  font-family:var(--sans);
  font-feature-settings:"ss01" 1;
  color:var(--ink);
  background:var(--bg);
  line-height:1.6;
  -webkit-font-smoothing:antialiased;
  text-rendering:optimizeLegibility;
  overflow-x:clip;
  max-width:100%;
  position:relative;
}
a{color:inherit;text-decoration:none}
button{font-family:inherit}
a,button,[role=button],input[type=range]{touch-action:manipulation}
img{max-width:100%;display:block}
.mono{font-family:var(--sans);font-feature-settings:"tnum" 1;font-variant-numeric:tabular-nums;letter-spacing:-.01em}
section{position:relative;background-image:var(--dots);background-size:var(--dots-size)}

/* Stripe-калибровка: средние веса с тугим трекингом, не жирные */
h1,h2,h3,h4{font-family:var(--display);line-height:1.1;letter-spacing:-.022em;font-weight:600;font-feature-settings:"ss01" 1}
h1,h2,h3{text-wrap:balance}
::selection{background:var(--accent);color:#fff}

.wrap{max-width:var(--maxw);margin:0 auto;padding:0 28px}
.sec{padding:var(--pad-sec) 0}
.sec.wrap + .sec.wrap{padding-top:0}

/* focus visibility */
a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,[role=button]:focus-visible{
  outline:2.5px solid var(--accent);
  outline-offset:2px;
  border-radius:6px;
}
/* на тёмных поверхностях (navy-футер/полоса) синий фокус неразличим — там фокус teal */
footer :focus-visible{outline-color:var(--teal)}

/* skip link (a11y) */
.skip-link{
  position:fixed;top:10px;left:10px;z-index:300;
  background:var(--ink);color:#fff;font-weight:600;font-size:14px;
  padding:12px 18px;border-radius:10px;box-shadow:var(--sh-3);
  transform:translateY(-200%);transition:transform .2s;
}
.skip-link:focus{transform:none}

/* ---------- REVEAL ---------- */
.reveal{opacity:0;transform:translateY(26px);filter:blur(6px);transition:opacity .75s cubic-bezier(.16,1,.3,1),transform .75s cubic-bezier(.16,1,.3,1),filter .6s cubic-bezier(.16,1,.3,1)}
.reveal.in{opacity:1;transform:none;filter:blur(0)}
.reveal[data-delay="1"]{transition-delay:.08s}
.reveal[data-delay="2"]{transition-delay:.16s}
.reveal[data-delay="3"]{transition-delay:.24s}
/* каскад карточек в сетке, у детей которой НЕТ своего .reveal (анимируем детей) */
.rv-stagger>*{opacity:0;transform:translateY(26px) scale(.985);transition:opacity .7s cubic-bezier(.16,1,.3,1),transform .7s cubic-bezier(.16,1,.3,1)}
.rv-stagger.in>*{opacity:1;transform:none}
.rv-stagger.in>*:nth-child(2){transition-delay:.08s}
.rv-stagger.in>*:nth-child(3){transition-delay:.16s}
.rv-stagger.in>*:nth-child(4){transition-delay:.24s}
.rv-stagger.in>*:nth-child(5){transition-delay:.32s}
.rv-stagger.in>*:nth-child(6){transition-delay:.40s}
.rv-stagger.in>*:nth-child(n+7){transition-delay:.46s}
/* каскад-задержки для сеток, у детей которых УЖЕ есть свой .reveal */
.rv-cascade>.reveal:nth-child(2){transition-delay:.09s}
.rv-cascade>.reveal:nth-child(3){transition-delay:.18s}
.rv-cascade>.reveal:nth-child(4){transition-delay:.27s}
.rv-cascade>.reveal:nth-child(5){transition-delay:.36s}
.rv-cascade>.reveal:nth-child(6){transition-delay:.45s}
@media(prefers-reduced-motion:reduce){
  .reveal,.rv-stagger>*{opacity:1;transform:none;filter:none;transition:none}
  .btn:active{transform:none}
  html{scroll-behavior:auto}
}

/* ---------- BUTTONS: pill, слоистая тень, стрелка едет ---------- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:8px;
  border:none;cursor:pointer;font-weight:600;font-size:15px;
  border-radius:999px;white-space:nowrap;line-height:1;
  transition:background .18s,color .18s,transform .12s,box-shadow .18s,border-color .18s;
  padding:14px 26px;
}
.btn svg{transition:transform .2s}
/* фирменная пилюля Google: синий primary, контурный ghost */
.btn-primary{background:var(--grad-btn);color:#fff;box-shadow:0 1px 2px rgba(13,37,61,.14),0 8px 18px -8px rgba(21,94,239,.5)}
.btn-primary:hover{background:var(--grad-btn-h);transform:translateY(-1px);box-shadow:0 2px 5px rgba(21,94,239,.4),0 10px 22px -8px rgba(21,94,239,.5)}
.btn-primary:hover svg{transform:translateX(3px)}
.btn-dark{background:var(--ink);color:#fff;box-shadow:var(--sh-1)}
.btn-dark:hover{background:var(--navy-2);transform:translateY(-1px);box-shadow:var(--sh-2)}
.btn-ghost{background:#fff;color:var(--accent);border:1px solid var(--line)}
.btn-ghost:hover{background:var(--accent-soft);border-color:var(--accent-soft)}
/* 12. scale on press — тактильный «клик» на всех кнопках; после :hover, чтобы перебивать lift */
.btn:active{transform:scale(.96)}
.btn-lg{padding:16px 32px;font-size:16px}
.btn-block{width:100%}

/* ---------- KICKER / TAG ---------- */
.kicker{
  display:inline-flex;align-items:center;gap:9px;
  color:var(--accent-ink);font-weight:700;font-size:13.5px;
  background:var(--accent-soft);padding:7px 15px;border-radius:999px;
}
.kicker .dot{width:7px;height:7px;border-radius:50%;background:var(--teal)}
/* главы: моно-номер + гигантская призрачная цифра — журнальный ритм */
.tag{
  display:inline-block;font-family:var(--mono);
  color:var(--ink-2);font-weight:500;font-size:12.5px;
  letter-spacing:.08em;text-transform:uppercase;margin-bottom:18px;
}
.tag::before{
  content:none;
}
body{counter-reset:chapter}
.sec-head{max-width:720px;margin:0 auto 56px;text-align:center;position:relative}
.sec-head h2{font-size:clamp(28px,3.6vw,44px);margin-bottom:16px;letter-spacing:-.032em;font-weight:700}
.sec-head p{font-size:clamp(16px,1.5vw,18.5px);color:var(--ink-2);font-weight:400;text-wrap:pretty}
.sec-head p b,.fit-sub b,.roles-intro p b,.gate-grid p b,.final p b{color:var(--ink);font-weight:600}

/* ---------- СЛУЖЕБНАЯ СТРОКА ---------- */
/* тикер-строка — терминальная */
.sban{position:relative;z-index:55;background:var(--bg-soft);border-bottom:1px solid var(--line-2);color:var(--ink-2);padding:9px 0;text-align:center}
.sban .sban-line{
  display:inline-flex;align-items:center;gap:8px;
  font-size:13px;font-weight:400;color:var(--ink-2);
}
.sban .sban-line svg{color:var(--teal);flex-shrink:0}
.sban .sban-line b{color:var(--ink);font-weight:600}
.sban.hide{display:none}

/* ============================================================
   ШАПКА
   ============================================================ */
header{
  position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);backdrop-filter:saturate(180%) blur(8px);
  border-bottom:1px solid var(--line-2);transition:box-shadow .25s;
}
header.scrolled{box-shadow:0 1px 0 var(--line-2),0 4px 16px -10px rgba(60,64,67,.3)}
.nav{display:flex;align-items:center;gap:16px;height:66px;max-width:1280px;margin:0 auto;padding:0 22px}
.logo{display:flex;align-items:center}
.logo img{height:34px;width:auto}
/* nav: пилюля-навбар со скользящим бирюзовым курсором, едущим за наведением */
.nav-links{
  position:relative;display:flex;align-items:center;gap:4px;width:max-content;margin:0 auto;
  padding:5px;border-radius:999px;
  background:rgba(255,255,255,.6);backdrop-filter:saturate(180%) blur(12px);
  border:1px solid var(--line);box-shadow:var(--sh-1);
}
.tl-item{
  position:relative;z-index:1;display:flex;align-items:center;gap:6px;
  padding:9px 17px;border-radius:999px;
  font-size:13px;font-weight:600;color:var(--ink-2);white-space:nowrap;
  transition:color .3s ease;
}
.tl-item.lit{color:#fff}
/* скользящий курсор — бирюзовая пилюля под наведённым/активным пунктом */
.nav-cursor{
  position:absolute;top:5px;bottom:5px;left:0;z-index:0;border-radius:999px;
  background:linear-gradient(135deg,var(--teal),var(--accent-d));opacity:0;pointer-events:none;
  box-shadow:0 5px 14px -4px rgba(10,140,129,.55);
  transition:transform .38s cubic-bezier(.34,1.45,.64,1),width .38s cubic-bezier(.34,1.45,.64,1),opacity .25s ease;
}
.nav-cursor.on{opacity:1}
@media(prefers-reduced-motion:reduce){
  .nav-cursor{transition:opacity .2s ease}
}
.nav-right{margin-left:auto;display:flex;align-items:center;gap:18px}
.nav-phone{display:flex;flex-direction:column;line-height:1.2;text-align:right}
.nav-phone b{font-weight:600;font-size:14.5px;color:var(--ink);font-family:var(--mono);letter-spacing:-.02em;white-space:nowrap}
.nav-phone span{font-size:11.5px;color:var(--ink-3);font-weight:500}
.burger{display:none;width:44px;height:44px;border:1px solid var(--line-2);background:#fff;border-radius:12px;cursor:pointer;align-items:center;justify-content:center;color:var(--ink)}
.mobile-menu{display:none;flex-direction:column;gap:4px;padding:14px 20px 20px;border-top:1px solid var(--line);background:rgba(255,255,255,.98)}
.mobile-menu.open{display:flex}
.mobile-menu a{font-size:16px;font-weight:600;color:var(--ink);padding:13px 12px;border-radius:11px}
.mobile-menu a:hover{background:var(--bg-soft)}
.mobile-menu .mm-phone{font-family:var(--mono);color:var(--accent-d);font-weight:700}
.mobile-menu .btn{margin-top:8px}

/* ============================================================
   HERO — диагональная градиентная лента (фирменный приём)
   ============================================================ */
/* редакторский hero: воздух, гигантская типографика, без заливок */
.hero{padding:72px 0 88px;position:relative;overflow:hidden;background-color:#fff}
/* атмосферный бренд-меш в верхней трети (школа Stripe, наши teal/blue/violet) */
.hero::before{
  content:"";position:absolute;inset:0;z-index:0;pointer-events:none;
  background:
    radial-gradient(58% 56% at 10% -8%,  rgba(15,181,166,.26), transparent 62%),
    radial-gradient(56% 56% at 55% -12%, rgba(21,94,239,.20),  transparent 62%),
    radial-gradient(48% 54% at 100% -6%, rgba(124,92,230,.16), transparent 64%);
}
.hero .wrap{position:relative;z-index:1}

.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:52px;align-items:center}
.hero-grid>div{min-width:0}
.hero h1{font-size:clamp(31px,3.7vw,52px);line-height:1.08;margin:20px 0 22px;letter-spacing:-.032em;font-weight:700;color:var(--ink)}
/* акцент фирменной бирюзой — по-Google чисто, без плашки */
.hero h1 .hl{color:var(--teal)}
.hero .lead{font-size:clamp(16.5px,1.5vw,18.5px);color:var(--ink-2);max-width:540px;font-weight:500;margin-bottom:28px;text-wrap:pretty}
.hero .lead b{color:var(--ink);font-weight:600}
.hero-cta{display:flex;gap:14px;align-items:center;flex-wrap:wrap;margin-bottom:28px}
.hero-sigs{display:flex;gap:10px 24px;flex-wrap:wrap;max-width:560px}
.sig{
  display:inline-flex;align-items:center;gap:8px;
  font-size:14.5px;font-weight:600;color:var(--ink);
}
.sig svg{color:var(--teal-d);flex-shrink:0}

/* ---- HERO collage: брендовые UI-карточки + плавающие фигуры ---- */
.hero-collage{position:relative;height:480px;min-width:0}
.hc-shape{position:absolute;z-index:0;pointer-events:none;border-radius:50%;animation:hcFloat 6s ease-in-out infinite}
.hc-s1{top:4%;left:32%;width:74px;height:74px;background:radial-gradient(circle at 32% 30%,rgba(15,181,166,.32),rgba(15,181,166,.05))}
.hc-s2{bottom:10%;right:12%;width:54px;height:54px;border-radius:17px;background:radial-gradient(circle at 32% 30%,rgba(21,94,239,.24),rgba(21,94,239,.04));animation-delay:1.4s}
.hc-s3{bottom:32%;left:1%;width:30px;height:30px;background:radial-gradient(circle at 32% 30%,rgba(124,92,230,.28),rgba(124,92,230,.05));animation-delay:.7s}
@keyframes hcFloat{0%,100%{transform:translateY(0)}50%{transform:translateY(-10px)}}

.hc-card{position:absolute;z-index:1;background:#fff;border:1px solid var(--line);border-radius:18px;
  box-shadow:0 18px 44px -20px rgba(15,23,42,.28),0 4px 12px -8px rgba(15,23,42,.12);
  transition:transform .35s cubic-bezier(.4,0,.2,1)}
.hc-payout{top:6px;left:13%;width:270px;padding:18px 20px;transform:rotate(-3deg)}
.hc-payout:hover{transform:rotate(-1.5deg) translateY(-4px)}
.hc-pay-head{display:flex;align-items:center;gap:9px;font-size:12.5px;font-weight:600;color:var(--ink-2);margin-bottom:10px}
.hc-pay-ic{display:flex;align-items:center;justify-content:center;width:26px;height:26px;border-radius:8px;background:var(--accent-soft);color:var(--accent-d)}
.hc-pay-ic svg{width:15px;height:15px}
.hc-pay-amt{display:flex;align-items:baseline;gap:6px;font-size:34px;font-weight:700;color:var(--teal-d);letter-spacing:-.02em;line-height:1}
.hc-pay-amt small{font-size:14px;font-weight:600;color:var(--ink-3)}
.hc-pay-foot{display:flex;align-items:center;gap:8px;margin-top:13px;font-size:11.5px;font-weight:500;color:var(--ink-3)}
.hc-ok{flex-shrink:0;width:8px;height:8px;border-radius:50%;background:var(--teal);box-shadow:0 0 0 3px rgba(15,181,166,.18)}
.hc-doc{bottom:40px;right:4px;width:242px;padding:16px 18px;transform:rotate(3deg)}
.hc-doc:hover{transform:rotate(1.5deg) translateY(-4px)}
.hc-doc-head{display:flex;align-items:center;gap:8px;font-size:13px;font-weight:600;color:var(--ink);margin-bottom:12px}
.hc-doc-ic{display:flex;color:var(--accent)}
.hc-doc-ic svg{width:16px;height:16px}
.hc-doc-row{display:flex;align-items:center;justify-content:space-between;font-size:12px;color:var(--ink-2);padding:4px 0}
.hc-doc-row b{font-size:12.5px;font-weight:600;color:var(--ink)}
.hc-doc-bar{height:6px;border-radius:999px;background:var(--bg-mute);overflow:hidden;margin:10px 0 12px}
.hc-doc-bar i{display:block;height:100%;width:100%;border-radius:999px;background:linear-gradient(90deg,var(--teal),var(--accent-blue))}
.hc-doc-tag{display:inline-flex;align-items:center;font-size:11px;font-weight:700;color:var(--accent-ink);background:var(--accent-soft);padding:5px 11px;border-radius:999px}
.hc-bank{bottom:0;left:5%;width:232px;padding:14px 16px;display:flex;align-items:center;gap:12px;transform:rotate(-2deg)}
.hc-bank:hover{transform:rotate(-1deg) translateY(-4px)}
.hc-bank-ic{display:flex;flex-shrink:0;align-items:center;justify-content:center;width:40px;height:40px;border-radius:12px;background:linear-gradient(135deg,var(--teal),var(--accent-blue));color:#fff}
.hc-bank-ic svg{width:21px;height:21px}
.hc-bank-txt{display:flex;flex-direction:column;line-height:1.25}
.hc-bank-txt b{font-size:14px;font-weight:700;color:var(--ink)}
.hc-bank-txt span{font-size:11.5px;font-weight:500;color:var(--ink-3)}
@media(prefers-reduced-motion:reduce){.hc-shape{animation:none}.hc-card{transition:none}}

/* ============================================================
   ЭКРАН КАЛЬКУЛЯТОРА (продуктовый mockup)
   ============================================================ */
.sec-calc{padding:var(--pad-sec,96px) 0;position:relative;overflow:hidden;background:linear-gradient(180deg,#fff 0%,var(--bg-soft) 100%)}
.calc-grid{display:grid;grid-template-columns:.92fr 1.08fr;gap:56px;align-items:center}
.calc-grid>div{min-width:0}
.calc-intro .kicker{margin-bottom:18px}
.calc-intro h2{font-size:clamp(26px,3vw,40px);line-height:1.1;letter-spacing:-.028em;font-weight:700;color:var(--ink);margin:0 0 18px}
.calc-intro .lead{font-size:clamp(16px,1.4vw,18px);color:var(--ink-2);max-width:460px;font-weight:500;margin-bottom:24px;text-wrap:pretty}
.calc-intro .lead b{color:var(--ink);font-weight:600}
.calc-intro .hero-sigs{margin-bottom:28px}
.calc-intro-cta{margin-top:2px}

.calc-mock{position:relative;width:100%;max-width:460px;margin:0 auto}
.calc-mock .app-card.calc{position:relative;z-index:2;transform:rotate(1.4deg);transition:transform .4s cubic-bezier(.4,0,.2,1)}
.calc-mock:hover .app-card.calc{transform:rotate(0)}
.calc-mock .app-bar{padding-top:16px}
.calc-mock .app-bar .dots{display:flex;gap:6px;margin-right:2px}
.calc-mock .app-bar .dots i{width:11px;height:11px;border-radius:50%;background:var(--line)}
.calc-mock .app-bar .dots i:nth-child(1){background:#FF5F57}
.calc-mock .app-bar .dots i:nth-child(2){background:#FEBC2E}
.calc-mock .app-bar .dots i:nth-child(3){background:#28C840}
.cm-stack{position:absolute;inset:0;z-index:1;border-radius:var(--r-xl);pointer-events:none}
.cm-stack-1{background:linear-gradient(135deg,var(--teal),var(--accent-d));transform:rotate(6deg) translate(12px,12px);box-shadow:0 22px 50px -24px rgba(10,140,129,.5);opacity:.92}
.cm-stack-2{background:linear-gradient(135deg,var(--accent-blue),#3B7BFF);transform:rotate(11deg) translate(24px,20px);box-shadow:0 22px 50px -24px rgba(21,94,239,.45);opacity:.82;z-index:0}
@media(prefers-reduced-motion:reduce){.calc-mock .app-card.calc{transition:none}}

/* ============================================================
   APP CARD (калькулятор — главный герой)
   ============================================================ */
/* ============================================================
   КАЛЬКУЛЯТОР — тёмный банковский терминал на светлой странице
   ============================================================ */
.app-card{background:#fff;border:1px solid var(--line);border-radius:var(--r-xl);overflow:hidden;box-shadow:var(--sh-3)}
.app-bar{display:flex;align-items:center;gap:8px;padding:18px 22px 0;border-bottom:none;background:transparent}
.app-bar .dots{display:none}
.app-bar .title{font-size:15px;font-weight:600;color:var(--ink);display:flex;align-items:center;gap:9px}
.app-bar .title svg{color:var(--accent)}
.app-bar .badge{margin-left:auto;font-family:var(--mono);font-size:11.5px;font-weight:600;color:var(--accent-ink);background:var(--accent-soft);padding:5px 11px;border-radius:999px}

/* ---- CALCULATOR (светлая продуктовая карточка Google) ---- */
.calc-body{padding:18px 24px 24px}
.calc-lbl{display:flex;align-items:baseline;justify-content:space-between;margin-bottom:10px}
.calc-lbl .k{font-size:13.5px;color:var(--ink-2);font-weight:400}
.calc-lbl .v{font-size:24px;font-weight:600;color:var(--ink);font-family:var(--mono)}
.calc-lbl .v small{font-size:13px;color:var(--ink-3);font-weight:500}
input[type=range]{
  -webkit-appearance:none;appearance:none;width:100%;height:6px;border-radius:6px;cursor:pointer;
  background:linear-gradient(90deg,var(--teal) var(--fill,11%),var(--bg-mute) var(--fill,11%));
  outline-offset:4px;margin:2px 0 8px;
}
input[type=range]::-webkit-slider-thumb{
  -webkit-appearance:none;appearance:none;width:22px;height:22px;border-radius:50%;
  background:#fff;cursor:pointer;border:2px solid var(--teal);
  box-shadow:0 1px 3px rgba(60,64,67,.35);
  transition:transform .12s;
}
input[type=range]::-webkit-slider-thumb:hover{transform:scale(1.1)}
input[type=range]::-moz-range-thumb{width:22px;height:22px;border-radius:50%;background:#fff;cursor:pointer;border:2px solid var(--teal);box-shadow:0 1px 3px rgba(60,64,67,.35)}
.range-meta{display:flex;justify-content:space-between;font-size:11px;color:var(--ink-3);font-weight:500;font-family:var(--mono);margin-bottom:20px}
.seg{display:flex;gap:2px;margin-bottom:20px;background:var(--bg-mute);padding:4px;border-radius:999px;border:none}
.seg button{
  flex:1;border:none;background:transparent;border-radius:999px;padding:10px 0;
  font-weight:500;font-size:13.5px;color:var(--ink-2);cursor:pointer;transition:background-color .18s,color .18s,box-shadow .18s;
}
.seg button.on{background:#fff;color:var(--accent);font-weight:600;box-shadow:var(--sh-1)}
.calc-out{background:var(--bg-soft);border:1px solid var(--line-2);border-radius:16px;padding:18px 18px 14px;margin-bottom:14px}
.calc-out .big{display:flex;align-items:flex-end;justify-content:space-between;gap:4px 12px;flex-wrap:wrap;padding-bottom:13px;border-bottom:1px solid var(--line-2);margin-bottom:12px}
.calc-out .big .l{font-size:13px;color:var(--ink-2);font-weight:400;line-height:1.35;flex-shrink:0;max-width:46%}
.calc-out .big .l small{display:block;font-size:11.5px;color:var(--ink-3);font-weight:400;margin-top:2px}
/* Число выплаты: на своей строке тянется на всю ширину и прижато вправо; при большой
   сумме (до ~10 млн) переносится под подпись, а не вылезает за карточку. */
.calc-out .big .r{font-size:clamp(22px,2.5vw,29px);font-weight:600;color:var(--teal-d);font-family:var(--mono);white-space:nowrap;line-height:1.05;flex:1 0 auto;text-align:right;transition:color .25s}
.calc-out .big .r.flash{color:var(--teal)}
.calc-out .row{display:flex;align-items:center;justify-content:space-between;font-size:13px;padding:3px 0}
.calc-out .row .l{color:var(--ink-2);font-weight:400;display:flex;align-items:center;gap:6px}
.calc-out .row .r{font-weight:600;font-family:var(--mono);color:var(--ink)}
.lock{display:inline-flex;align-items:center;gap:4px;font-size:12px;color:var(--accent);font-weight:600;font-family:var(--sans);cursor:pointer}
.lock:hover{text-decoration:underline}
.tip{
  display:inline-flex;align-items:center;justify-content:center;width:16px;height:16px;border-radius:50%;
  background:var(--accent-soft);color:var(--accent);font-size:10px;font-weight:700;cursor:help;flex-shrink:0;
  border:none;padding:0;position:relative;
}
.tip::before{content:"";position:absolute;inset:-14px}
.calc-anchor{display:flex;gap:10px;align-items:flex-start;background:var(--accent-soft);border:none;border-radius:12px;padding:12px 14px;margin-bottom:14px}
.calc-anchor svg{color:var(--accent);flex-shrink:0;margin-top:1px}
.calc-anchor span{font-size:12.5px;color:var(--ink-2);font-weight:400;line-height:1.45}
.calc-anchor b{font-weight:700;color:var(--accent-d);white-space:nowrap}
.calc-note{font-size:11.5px;color:var(--ink-3);font-weight:400;text-align:left;line-height:1.5;margin-bottom:16px}
/* CTA внутри карточки — синяя пилюля */
.calc-body .btn-primary{font-weight:600}

/* countdown */
.launch-count{
  display:flex;align-items:center;justify-content:space-between;gap:16px;
  background:var(--accent-soft);border:1px solid #C9ECE6;border-radius:var(--r);
  padding:13px 18px;margin-bottom:20px;
}
.lc-lbl{font-size:11px;font-weight:700;color:var(--accent-d);text-transform:uppercase;letter-spacing:.05em;line-height:1.35;max-width:110px}
.lc-cells{display:flex;align-items:flex-start;gap:9px}
.lc-cell{text-align:center;min-width:40px}
.lc-cell b{display:block;font-family:var(--mono);font-size:24px;font-weight:700;color:var(--ink);line-height:1}
.lc-cell span{display:block;font-size:9.5px;font-weight:600;color:var(--ink-3);text-transform:uppercase;letter-spacing:.06em;margin-top:4px}
.lc-sep{font-size:20px;font-weight:700;color:var(--accent);line-height:1;margin-top:1px}

/* индикатор «разморозки» — терминальная шкала */
.calc-viz{margin-bottom:14px}
.cv-bar{height:8px;border-radius:5px;background:#E3F4F1;overflow:hidden}
.cv-bar i{display:block;height:100%;width:98%;background:var(--teal);border-radius:5px;transition:width .45s cubic-bezier(.22,1,.36,1)}
.cv-legend{display:flex;align-items:center;justify-content:space-between;margin-top:8px;font-size:11.5px;font-weight:400;color:var(--ink-2)}
.cv-pct{color:var(--teal-d);font-weight:600;font-family:var(--mono)}
.calc-viz.frozen .cv-bar i{background:#9AA0A6}
.calc-viz.frozen .cv-pct,.calc-viz.frozen .cv-legend{color:var(--ink-3)}

/* ============================================================
   TRUST BAND
   ============================================================ */
.sec-trust{padding:84px 0;background-color:var(--bg-soft);border-bottom:1px solid var(--line)}
/* bento доверия — светлый Workspace + инфографика */
.bento{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.b-card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:30px;box-shadow:var(--sh-1);transition:transform .25s,box-shadow .25s}
.b-card:hover{transform:translateY(-3px);box-shadow:var(--sh-2)}
/* A — заявление */
.b-main{grid-column:1 / span 2;grid-row:1;display:flex;flex-direction:column}
.b-main .tag{margin-bottom:12px}
.b-main h2{font-size:clamp(23px,2.5vw,33px);font-weight:700;line-height:1.14;letter-spacing:-.03em;color:var(--ink);margin-bottom:14px;max-width:560px}
.b-main p{font-size:15px;color:var(--ink-2);font-weight:400;line-height:1.6;max-width:600px}
.b-main p b{color:var(--ink);font-weight:600}
.b-chips{display:flex;flex-wrap:wrap;gap:10px;margin-top:auto;padding-top:24px}
.b-chip{display:inline-flex;align-items:center;gap:7px;font-size:13px;font-weight:600;color:var(--accent-ink);background:var(--teal-soft);padding:8px 14px;border-radius:999px}
.b-chip svg{width:14px;height:14px;flex-shrink:0}
/* B — кольцевая диаграмма */
.b-ring{display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;gap:16px}
.ring{position:relative;width:160px;height:160px;flex-shrink:0}
.ring svg{width:160px;height:160px;transform:rotate(-90deg)}
.ring .trk{fill:none;stroke:var(--bg-mute);stroke-width:12}
.ring .val{fill:none;stroke:var(--teal);stroke-width:12;stroke-linecap:round;stroke-dasharray:351.9;stroke-dashoffset:351.9;transition:stroke-dashoffset 1.3s cubic-bezier(.22,1,.36,1)}
.bento.stats-in .ring .val{stroke-dashoffset:7}
.ring .rc{position:absolute;inset:0;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:3px}
.ring .rc b{font-family:var(--mono);font-size:48px;font-weight:600;color:var(--ink);line-height:1;letter-spacing:-.03em}
.ring .rc>span{font-size:11px;color:var(--ink-3);font-weight:600;text-transform:uppercase;letter-spacing:.05em}
.b-ring .rm{font-size:13px;color:var(--ink-2);line-height:1.45;max-width:230px}
.b-ring .rm b{color:var(--ink);font-weight:600}
/* C — столбики до/после */
.b-bars{display:flex;flex-direction:column;gap:18px}
.bars{display:flex;align-items:flex-end;gap:22px;height:108px}
.bar-col{flex:1;max-width:90px;display:flex;flex-direction:column;align-items:center;justify-content:flex-end;height:100%;gap:8px}
.bar-col .bar{width:100%;border-radius:9px 9px 0 0;position:relative;height:0;transition:height 1s cubic-bezier(.22,1,.36,1)}
.bar-col .bar::before{content:attr(data-v);position:absolute;top:-19px;left:0;right:0;text-align:center;font-family:var(--mono);font-size:11.5px;font-weight:600;color:var(--ink-2);opacity:0;transition:opacity .4s ease .55s}
.bento.stats-in .bar-col .bar::before{opacity:1}
.bar-col em{font-size:11.5px;color:var(--ink-3);font-style:normal;font-weight:500;white-space:nowrap}
.bar.bad{background:var(--bg-mute)}
.bar.good{background:linear-gradient(180deg,var(--teal) 0%,var(--teal-d) 100%)}
.bento.stats-in .bar.bad{height:32%}
.bento.stats-in .bar.good{height:100%;transition-delay:.18s}
.b-bars .bt b{font-size:15px;font-weight:600;color:var(--ink);display:block;margin-bottom:3px}
.b-bars .bt span{font-size:13px;color:var(--ink-2);line-height:1.45}
/* D — стат-плитки */
.b-stats{display:flex;flex-direction:column;justify-content:center;gap:6px}
.b-stat{flex:1;display:flex;align-items:center;gap:16px;padding:6px 8px}
.b-stat .si{width:58px;height:58px;border-radius:16px;display:flex;align-items:center;justify-content:center;flex-shrink:0}
.b-stat .si svg{width:28px;height:28px}
.b-stat.s-teal .si{background:var(--teal-soft);color:var(--teal-d)}
.b-stat.s-blue .si{background:var(--accent-soft);color:var(--accent)}
.b-stat .st-tx{min-width:0}
.b-stat b{font-family:var(--mono);font-size:clamp(38px,4.2vw,52px);font-weight:600;color:var(--ink);line-height:1;letter-spacing:-.03em}
.b-stat .st-tx>span{font-size:15px;font-weight:600;color:var(--ink-2);line-height:1.35;display:block;margin-top:9px}
@media(prefers-reduced-motion:reduce){
  .ring .val{stroke-dashoffset:7;transition:none}
  .bar.bad{height:32%}.bar.good{height:100%}
  .bar-col .bar,.bar-col .bar::before{transition:none}
  .bar-col .bar::before{opacity:1}
}
.b-divider{width:auto;height:1px;align-self:stretch;background:var(--line);margin:10px 0}
.tb-tag{display:inline-block;font-size:11.5px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--teal-d);margin-bottom:8px}

/* ============================================================
   EXPLAIN — 3 шага
   ============================================================ */
.explain{background-color:var(--bg);padding-bottom:0}
.flow{display:grid;grid-template-columns:1fr 1fr 1fr;gap:22px;margin-bottom:30px;align-items:stretch}
.flow-step{
  position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);
  padding:26px 24px 24px;box-shadow:var(--sh-1);transition:transform .25s,box-shadow .25s;
}
.flow-step:hover{box-shadow:var(--sh-2)}
.flow-step .step-n{display:inline-flex;align-items:center;gap:8px;font-size:12px;font-weight:700;color:var(--accent-d);letter-spacing:.04em;margin-bottom:16px}
.flow-step .step-n i{width:24px;height:24px;border-radius:8px;background:var(--accent-soft);display:flex;align-items:center;justify-content:center;font-style:normal;font-family:var(--mono)}
.flow-step h4{font-size:18px;margin-bottom:8px}
.flow-step p{font-size:14px;color:var(--ink-2);font-weight:400}
.flow-step .arrow{
  position:absolute;top:50%;right:-23px;transform:translateY(-50%);z-index:2;
  width:34px;height:34px;border-radius:50%;background:#fff;border:1px solid var(--line);
  display:flex;align-items:center;justify-content:center;color:var(--accent);box-shadow:var(--sh-1);
}
.flow-step:last-child .arrow{display:none}

/* мини-мок внутри шага */
.mock{border:1px solid var(--line);border-radius:12px;overflow:hidden;margin-bottom:18px;background:var(--bg-soft)}
.mock-h{display:flex;align-items:center;gap:7px;padding:9px 12px;background:#fff;border-bottom:1px solid var(--line);font-size:11.5px;font-weight:600;color:var(--ink-2)}
.mock-h svg{color:var(--accent);flex-shrink:0}
.mock-b{padding:14px 14px}
.doc-line{height:8px;border-radius:4px;background:var(--bg-mute);margin-bottom:8px}
.doc-line.w70{width:70%}.doc-line.w90{width:90%}.doc-line.w50{width:50%}
.doc-stamp{display:inline-flex;align-items:center;gap:6px;margin-top:6px;font-size:11px;font-weight:700;color:var(--teal-d);background:var(--teal-soft);padding:5px 10px;border-radius:999px}
.bal-row{display:flex;align-items:center;justify-content:space-between;padding:6px 0}
.bal-row .bk{font-size:12px;color:var(--ink-3);font-weight:600}
.bal-amt{font-size:22px;font-weight:700;font-family:var(--mono);color:var(--ink)}
.bal-delta{display:inline-flex;align-items:center;gap:5px;font-size:12.5px;font-weight:700;font-family:var(--mono);color:var(--teal-d)}
.bal-bar{height:6px;border-radius:4px;background:var(--bg-mute);margin-top:10px;overflow:hidden}
.bal-bar i{display:block;height:100%;width:78%;background:var(--teal-d);border-radius:4px}
.pay-row{display:flex;align-items:center;gap:11px;padding:9px 0}
.pay-row .pic{width:34px;height:34px;border-radius:9px;background:var(--accent-soft);display:flex;align-items:center;justify-content:center;color:var(--accent);flex-shrink:0}
.pay-row .pt{flex:1;line-height:1.2}
.pay-row .pt b{font-size:13px;font-weight:700;display:block}
.pay-row .pt span{font-size:11px;color:var(--ink-3);font-weight:500}
.pay-row .pamt{font-family:var(--mono);font-weight:700;font-size:13.5px;color:var(--ink)}

/* ключевой callout — navy, плоский, с teal-корешком слева */
.ex-key{background:var(--accent-soft);border-radius:var(--r-lg);border-left:5px solid var(--teal);padding:34px 38px;display:flex;gap:24px;align-items:center;position:relative;overflow:hidden}
.ex-key .kic{width:60px;height:60px;border-radius:16px;background:var(--teal);color:#fff;display:flex;align-items:center;justify-content:center;flex-shrink:0;position:relative;z-index:2}
.ex-key .ktx{position:relative;z-index:2}
.ex-key .ktx h4{font-size:clamp(18px,2vw,22px);line-height:1.25;color:var(--ink);margin-bottom:10px}
.ex-key .ktx p{font-size:15.5px;color:var(--ink-2);font-weight:400;line-height:1.55;max-width:760px}
.ex-key .ktx b{color:var(--teal-d);font-weight:700}

/* ============================================================
   PAIN / SOLUTION
   ============================================================ */
/* Stripe-стиль: бирюзовая «featured»-карта (градиент) + тонкий
   Inter 300 с тугим трекингом, табличные цифры (Söhne-замена) */
.pain-grid{
  display:grid;grid-template-columns:1fr 1fr;gap:24px;
  /* локальная Stripe-палитра — не протекает за пределы блока */
  --st-sans:'Inter',system-ui,sans-serif;
  --st-primary:#0FB5A6;
  --st-primary-soft:#2dd4c4;
  --st-teal-d:#0a8c81;
  --st-card-good:linear-gradient(160deg,#13b3a4 0%,#0a8c81 100%);
  --st-navy:#1c1e54;
  --st-ink:#0d253d;
  --st-ink-2:#273951;
  --st-mute:#64748d;
  --st-hairline:#e3e8ee;
  --st-canvas-soft:#f6f9fc;
  --st-sh:0 1px 3px rgba(13,37,61,.06),0 8px 24px -8px rgba(13,37,61,.10);
}
.pain-col{
  border-radius:16px;padding:36px 34px;position:relative;overflow:hidden;
  display:flex;flex-direction:column;
  font-family:var(--st-sans);font-feature-settings:"ss01" 1;
}
.pain-col.bad{background:#fff;border:1px solid var(--st-hairline);box-shadow:var(--st-sh)}
.pain-col.good{
  background:var(--st-card-good);border:1px solid var(--st-teal-d);
  box-shadow:0 1px 3px rgba(13,37,61,.12),0 18px 44px -14px rgba(10,140,129,.5);
}
/* атмосферный светлый блик в углу — отголосок stripe-mesh */
.pain-col.good::before{
  content:"";position:absolute;inset:0;z-index:1;pointer-events:none;
  background:radial-gradient(120% 80% at 100% 0%,rgba(255,255,255,.2) 0%,transparent 58%);
}
.pain-col .ph{display:flex;align-items:center;gap:13px;margin-bottom:6px;position:relative;z-index:2}
.pain-col .ph .pic{width:40px;height:40px;border-radius:10px;display:flex;align-items:center;justify-content:center;flex-shrink:0}
.pain-col.bad .ph .pic{background:var(--st-canvas-soft);color:var(--st-mute);border:1px solid var(--st-hairline)}
.pain-col.good .ph .pic{background:rgba(255,255,255,.18);color:#fff;box-shadow:none}
.pain-col .ph h3{font-size:23px;font-weight:600;letter-spacing:-.5px;line-height:1.12}
.pain-col.bad .ph h3{color:var(--st-ink)}
.pain-col.good .ph h3{color:#fff}
.pain-col .ph h3.ph-brand{display:flex;align-items:center;gap:9px}
.pain-col .ph h3.ph-brand img{height:25px;width:auto;display:block}
/* белый чип под логотип — тёмный логотип на белом читается чётко на бирюзе */
.pain-col.good .ph h3.ph-brand .logo-chip{display:inline-flex;align-items:center;background:#fff;border-radius:9px;padding:6px 11px;box-shadow:0 1px 2px rgba(0,0,0,.12),0 5px 14px -5px rgba(0,0,0,.3)}
.pain-col.good .ph h3.ph-brand .logo-chip img{height:20px}
.pain-col .sub{font-size:14px;font-weight:400;letter-spacing:-.1px;margin-bottom:24px;position:relative;z-index:2}
.pain-col.bad .sub{color:var(--st-mute)}
.pain-col.good .sub{color:rgba(255,255,255,.92)}
.pain-li{display:flex;gap:13px;padding:15px 0;font-size:15px;font-weight:400;letter-spacing:-.1px;line-height:1.45;position:relative;z-index:2;align-items:flex-start}
.pain-col.bad .pain-li{border-top:1px solid var(--st-hairline);color:var(--st-ink-2)}
.pain-col.good .pain-li{border-top:1px solid rgba(255,255,255,.16);color:rgba(255,255,255,.92)}
.pain-li:first-of-type{border-top:none}
.pain-li .li-ic{flex-shrink:0;margin-top:1px}
.pain-col.bad .li-ic{color:var(--st-mute)}
.pain-col.good .li-ic{color:#fff}
/* суммы: было/стало — табличные цифры (tnum), тугой трекинг */
.metaphor{display:flex;align-items:center;gap:14px;margin-top:auto;padding-top:28px;position:relative;z-index:2}
.chip-amt{flex:1;border-radius:12px;padding:15px 16px;text-align:center}
.chip-amt .ca-lbl{font-size:10px;font-weight:500;letter-spacing:.09em;text-transform:uppercase;margin-bottom:7px}
.chip-amt .ca-v{font-family:var(--st-sans);font-size:23px;font-weight:400;letter-spacing:-.6px;font-feature-settings:"tnum" 1;font-variant-numeric:tabular-nums}
.pain-col.bad .chip-amt.frozen{background:var(--st-canvas-soft);border:1px solid var(--st-hairline)}
.pain-col.bad .chip-amt.frozen .ca-lbl{color:#475569}
.pain-col.bad .chip-amt.frozen .ca-v{color:var(--st-ink-2)}
.pain-col.good .chip-amt.frozen{background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.2)}
.pain-col.good .chip-amt.frozen .ca-lbl{color:rgba(255,255,255,.85)}
.pain-col.good .chip-amt.frozen .ca-v{color:rgba(255,255,255,.95)}
.pain-col.good .chip-amt.thawed{background:#fff;box-shadow:0 2px 6px rgba(0,0,0,.12),0 10px 26px -8px rgba(0,0,0,.22)}
.pain-col.good .chip-amt.thawed .ca-lbl{color:rgba(10,140,129,.85)}
.pain-col.good .chip-amt.thawed .ca-v{color:var(--st-teal-d)}
.metaphor .m-arrow{color:#fff;flex-shrink:0}

/* ============================================================
   HOW — наклонная мягкая полоса (stripe-приём)
   ============================================================ */
.how{background-color:var(--bg-soft);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.track{position:relative;display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
.track::before{content:"";position:absolute;top:34px;left:8%;right:8%;height:2px;background:repeating-linear-gradient(90deg,var(--line-2) 0 8px,transparent 8px 16px);z-index:0}
.tstep{position:relative;z-index:1;text-align:center}
.tstep .node{
  width:68px;height:68px;border-radius:20px;background:#fff;border:1px solid var(--line);
  box-shadow:var(--sh-2);display:flex;align-items:center;justify-content:center;margin:0 auto 18px;
  color:var(--accent);position:relative;
}
.tstep .node .nn{position:absolute;top:-9px;right:-9px;width:26px;height:26px;border-radius:50%;background:var(--ink);color:#fff;font-size:12px;font-weight:700;font-family:var(--mono);display:flex;align-items:center;justify-content:center;border:3px solid var(--bg-soft)}
.tstep:nth-child(4) .node{background:var(--teal-d);color:#fff;border:none;box-shadow:var(--sh-teal)}
.tstep:nth-child(4) .node .nn{background:var(--teal-d)}
.tstep h4{font-size:17px;margin-bottom:9px}
.tstep p{font-size:14px;color:var(--ink-2);font-weight:400;padding:0 6px}
.tstep .chipset{display:flex;flex-wrap:wrap;gap:6px;justify-content:center;margin-top:12px}
.tstep .mini{font-size:11px;font-weight:600;color:var(--ink-2);background:#fff;border:1px solid var(--line);padding:5px 10px;border-radius:999px}

/* ============================================================
   FEATURES — карточки с цветными иконками
   ============================================================ */
/* спецификация, а не витрина карточек: колонки с линейками */
.feat-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:44px 36px}
.feat{
  background:transparent;border:none;border-top:1px solid var(--line-2);border-radius:0;
  padding:22px 0 0;transition:border-color .25s;position:relative;
}
.feat:hover{border-top-color:var(--teal-d)}
.feat .ic{display:flex;align-items:flex-start;margin-bottom:16px;color:var(--teal-d)}
.feat h4{font-size:18.5px;margin-bottom:10px}
.feat p{font-size:14.5px;color:var(--ink-2);font-weight:400}
.feat .corner{display:none}

/* ============================================================
   PLATFORM SHOWCASE — карточка с 3D-наклоном по скроллу
   ============================================================ */
.scrollcard{position:relative;height:1120px;display:flex;align-items:center;justify-content:center;padding:40px 20px;background:linear-gradient(180deg,#fff 0%,var(--bg-soft) 100%);overflow:hidden}
.sc-inner{width:100%;max-width:1060px;perspective:1200px}
.sc-head{max-width:780px;margin:0 auto 30px;text-align:center;will-change:transform}
.sc-head .tag{display:inline-block;color:var(--accent)}
.sc-head h2{font-size:clamp(26px,3.4vw,42px);font-weight:700;letter-spacing:-.03em;color:var(--ink);text-wrap:balance}
.sc-card{
  max-width:1060px;width:100%;margin:0 auto;border-radius:26px;
  background:#fff;border:1px solid var(--line);padding:12px;
  box-shadow:0 2px 6px rgba(60,64,67,.12),0 30px 60px -20px rgba(60,64,67,.3),0 80px 90px -50px rgba(60,64,67,.22);
  transform:rotateX(20deg) scale(1.05);will-change:transform;
}
.sc-screen{height:600px;overflow:hidden;border-radius:16px;background:var(--bg-soft);border:1px solid var(--line-2)}

/* мок платформы */
.pf{display:flex;height:100%;font-size:13px;text-align:left}
.pf-side{width:200px;flex-shrink:0;background:#fff;border-right:1px solid var(--line-2);padding:18px 14px;display:flex;flex-direction:column;gap:6px}
.pf-brand{display:flex;align-items:center;margin:2px 4px 18px}
.pf-brand img{height:19px;width:auto;display:block}
.pf-nav{display:flex;flex-direction:column;gap:3px}
.pf-link{display:flex;align-items:center;gap:10px;padding:9px 11px;border-radius:9px;color:var(--ink-2);font-weight:500}
.pf-link svg{width:17px;height:17px;flex-shrink:0;color:var(--ink-3)}
.pf-link.on{background:var(--accent-soft);color:var(--accent)}
.pf-link.on svg{color:var(--accent)}
.pf-main{flex:1;min-width:0;padding:20px 22px;display:flex;flex-direction:column}
.pf-top{display:flex;align-items:center;gap:12px;margin-bottom:18px}
.pf-top h5{font-size:18px;font-weight:600;color:var(--ink);margin-right:auto}
.pf-find{font-size:12.5px;color:var(--ink-3);background:#fff;border:1px solid var(--line);border-radius:999px;padding:8px 14px}
.pf-add{font-size:12.5px;font-weight:600;color:#fff;background:var(--accent);border-radius:999px;padding:8px 14px}
.pf-table{background:#fff;border:1px solid var(--line-2);border-radius:14px;overflow:hidden}
.pf-tr{display:grid;grid-template-columns:2.2fr 1.2fr .8fr 1.3fr;align-items:center;gap:12px;padding:13px 18px;border-top:1px solid var(--line-2);font-size:13px;color:var(--ink)}
.pf-tr:first-child{border-top:none}
.pf-th{background:var(--bg-soft);font-size:11.5px;font-weight:600;color:var(--ink-3);text-transform:uppercase;letter-spacing:.04em;padding-top:11px;padding-bottom:11px}
.pf-co{display:flex;align-items:center;gap:10px;font-weight:500;min-width:0}
.pf-av{width:28px;height:28px;border-radius:8px;flex-shrink:0;display:flex;align-items:center;justify-content:center;font-size:10.5px;font-weight:700;font-style:normal;color:#fff}
.pf-av.a1{background:#155EEF}.pf-av.a2{background:#0FB5A6}.pf-av.a3{background:#7C5CE6}.pf-av.a4{background:#E8943A}
.pf-st{justify-self:start;font-size:11.5px;font-weight:600;padding:5px 11px;border-radius:999px;white-space:nowrap}
.pf-st.ok{background:var(--teal-soft);color:var(--accent-ink)}
.pf-st.pay{background:var(--accent-soft);color:var(--accent-ink)}
.pf-st.wait{background:#FDF1DD;color:#B5741B}
.pf-st.done{background:var(--bg-mute);color:var(--ink-2)}
@media(max-width:768px){
  .scrollcard{height:720px;padding:24px 14px}
  .sc-card{transform:rotateX(20deg) scale(.9);padding:8px;border-radius:20px}
  .sc-screen{height:380px}
  .pf-side{display:none}
  .pf-find,.pf-tr>span:nth-child(3){display:none}
  .pf-tr{grid-template-columns:1.8fr 1fr 1.2fr}
}
@media(prefers-reduced-motion:reduce){
  .sc-card{transform:none!important}
  .sc-head{transform:none!important}
}

/* ============================================================
   INDUSTRIES — тёмная секция со свечениями
   ============================================================ */
.industries{background-color:var(--bg-soft);overflow:hidden}
.industries .wrap{position:relative;z-index:1}
.industries .sec-head h2{color:var(--ink)}
.industries .sec-head p{color:var(--ink-2)}
.industries .sec-head p b{color:var(--ink)}
.industries .tag{color:var(--accent)}
/* «Кому подходит» в стиле modern-hero: текст + наклонная карта + полоса отраслей */
.mh-grid{display:grid;grid-template-columns:1.04fr .96fr;gap:48px;align-items:center}
.mh-left{min-width:0}
.mh-left .tag{margin-bottom:14px}
.mh-left h2{font-size:clamp(28px,3.6vw,46px);font-weight:700;line-height:1.1;letter-spacing:-.03em;color:var(--ink);margin-bottom:16px;max-width:13ch}
.mh-left p{font-size:16px;color:var(--ink-2);font-weight:400;line-height:1.6;max-width:480px}
.mh-left p b{color:var(--ink);font-weight:600}
.mh-stage{position:relative;display:flex;align-items:center;justify-content:center;min-height:300px}
.mh-card{position:relative;z-index:2;width:100%;max-width:400px;color:#fff;border-radius:20px;padding:24px;
  background:linear-gradient(155deg,#0C1A26 0%,#123154 100%);
  box-shadow:0 30px 60px -26px rgba(8,20,30,.55);transform:rotate(6deg);transition:transform .45s cubic-bezier(.22,1,.36,1)}
.mh-stage:hover .mh-card{transform:rotate(0)}
.mhc-head{margin-bottom:16px}
.mhc-head b{display:block;font-family:var(--display);font-size:16px;font-weight:600;color:#fff}
.mhc-head span{font-size:12px;color:#8FA8C0}
.mhc-grid{display:grid;grid-template-columns:repeat(8,1fr);gap:5px;margin-bottom:18px}
.mhc-grid i{aspect-ratio:1;border-radius:3px;background:rgba(255,255,255,.07)}
.mhc-grid i.t{background:var(--teal)}.mhc-grid i.b{background:var(--accent)}.mhc-grid i.c{background:var(--cyan)}
.mhc-stats{display:flex;gap:14px;border-top:1px solid rgba(255,255,255,.1);padding-top:16px}
.mhc-stat{flex:1}
.mhc-stat b{display:block;font-family:var(--display);font-size:15px;font-weight:600;color:#fff;margin-bottom:2px}
.mhc-stat span{font-size:12px;color:#8FA8C0}
.mh-deco{position:absolute;z-index:1;pointer-events:none}
.mh-deco.d1{top:-12px;left:8%;width:26px;height:26px;border-radius:8px;background:var(--accent);transform:rotate(45deg)}
.mh-deco.d2{bottom:-10px;right:10%;width:20px;height:20px;border-radius:50%;background:var(--teal)}
.mh-deco.d3{top:46%;right:-2%;width:12px;height:40px;border-radius:6px;background:var(--cyan)}
.mh-deco.d4{top:6%;right:6%;width:10px;height:10px;border-radius:50%;background:var(--accent)}
/* перечень сфер — bordered logo-cloud сетка с «+»-перекрестьями */
.ind-cloud-label{margin:56px 0 18px;font-family:var(--display);font-size:clamp(17px,1.6vw,20px);font-weight:600;color:var(--teal-d);letter-spacing:-.01em;text-align:left}
.ind-cloud{display:grid;grid-template-columns:repeat(4,1fr);
  border-top:1px solid var(--line);border-left:1px solid var(--line)}
.ind-cell{position:relative;display:flex;align-items:center;justify-content:center;gap:10px;
  min-height:104px;padding:24px 16px;border-right:1px solid var(--line);border-bottom:1px solid var(--line);
  background:#fff;font-size:14.5px;font-weight:600;color:var(--ink);text-align:center;line-height:1.3;transition:background .2s}
.ind-cell svg{width:20px;height:20px;color:var(--teal-d);flex-shrink:0}
.ind-cell:hover{background:var(--teal-soft)}
.ind-cell:hover svg{color:var(--teal-d)}
/* шахматный фон (4 кол): тонируем 1,3,6,8 */
.ind-cell:nth-child(1),.ind-cell:nth-child(3),.ind-cell:nth-child(6),.ind-cell:nth-child(8){background:var(--bg-soft)}
.ind-cell:nth-child(1):hover,.ind-cell:nth-child(3):hover,.ind-cell:nth-child(6):hover,.ind-cell:nth-child(8):hover{background:var(--teal-soft)}
/* «+» на внутренних пересечениях (низ-право ячеек 1,2,3) */
.ind-cell:nth-child(1)::after,.ind-cell:nth-child(2)::after,.ind-cell:nth-child(3)::after{
  content:"";position:absolute;right:-6.5px;bottom:-6.5px;width:13px;height:13px;z-index:3;pointer-events:none;
  background:linear-gradient(var(--ink-3),var(--ink-3)) center/13px 1.5px no-repeat,linear-gradient(var(--ink-3),var(--ink-3)) center/1.5px 13px no-repeat}
@media(max-width:760px){
  .ind-cloud{grid-template-columns:repeat(2,1fr)}
  .ind-cell{min-height:92px;padding:20px 12px;font-size:13.5px}
  .ind-cell::after{display:none}
  /* шахматка для 2 кол: убираем 3,6 → добавляем 4,5 */
  .ind-cell:nth-child(3),.ind-cell:nth-child(6){background:#fff}
  .ind-cell:nth-child(4),.ind-cell:nth-child(5){background:var(--bg-soft)}
}
@media(max-width:860px){
  .mh-grid{grid-template-columns:1fr;gap:34px}
  .mh-left h2{max-width:none}
  .mh-stage{min-height:0}
  .mh-card{transform:rotate(3deg)}
}
@media(prefers-reduced-motion:reduce){.mh-card{transform:rotate(0)!important}}
.ind-foot{text-align:center;margin-top:34px;font-size:15.5px;color:var(--ink-2);font-weight:400}
.ind-foot a{color:var(--accent);font-weight:600;cursor:pointer}
.ind-foot a:hover{text-decoration:underline}

/* ============================================================
   FIT — градиентная панель
   ============================================================ */
.fit{background:var(--bg-soft);border:1px solid var(--line);border-radius:var(--r-xl);padding:46px;position:relative;overflow:hidden}
.fit-head{position:relative;z-index:1;max-width:640px;margin-bottom:28px}
.fit-badge{
  display:inline-flex;align-items:center;gap:7px;
  font-family:var(--mono);font-size:12px;font-weight:600;letter-spacing:.06em;
  text-transform:uppercase;color:var(--teal-d);margin-bottom:14px;
}
.fit-head h3{font-size:clamp(22px,2.6vw,28px);color:var(--ink);margin-bottom:10px}
.fit-sub{font-size:15.5px;color:var(--ink-2);font-weight:400}
.fit-grid{position:relative;z-index:1;display:grid;grid-template-columns:1fr 1fr;gap:14px}
.fit-card{
  display:flex;align-items:flex-start;gap:14px;background:#fff;border-radius:var(--r);
  padding:18px;transition:transform .2s,box-shadow .2s;position:relative;box-shadow:var(--sh-1);
}
.fit-card:hover{box-shadow:var(--sh-2)}
.fit-card .fc-ic{display:flex;align-items:flex-start;color:var(--teal-d);flex-shrink:0;margin-top:2px}
.fit-card .fc-tx{flex:1;min-width:0;padding-right:22px}
.fit-card .fc-tx b{display:block;color:var(--ink);font-size:16px;font-weight:700;margin-bottom:3px}
.fit-card .fc-tx span{font-size:13px;color:var(--ink-2);font-weight:400;line-height:1.45}
.fit-card .fc-check{position:absolute;top:16px;right:16px;width:22px;height:22px;border-radius:50%;background:var(--teal);color:#fff;display:flex;align-items:center;justify-content:center;flex-shrink:0;box-shadow:0 3px 10px rgba(15,181,166,.35)}
.fit-foot{position:relative;z-index:1;display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap;margin-top:24px;padding-top:24px;border-top:1px solid rgba(10,37,64,.1)}
.fit-foot span{font-size:14px;color:var(--ink-2);font-weight:400;max-width:600px;line-height:1.5}
.fit-foot .btn{flex-shrink:0}

/* ============================================================
   GATE — ставка + форма
   ============================================================ */
.gate{background:var(--bg-soft);border:1px solid var(--line);border-radius:var(--r-xl);padding:52px;color:var(--ink);position:relative;overflow:hidden}
.gate-grid{display:grid;grid-template-columns:1fr 1fr;gap:50px;align-items:center;position:relative;z-index:2}
.gate h2{font-size:clamp(28px,3.4vw,38px);margin-bottom:16px;color:var(--ink)}
.gate>.gate-grid>div>p{font-size:16px;color:var(--ink-2);margin-bottom:26px;font-weight:400}
.gate-list{list-style:none;display:flex;flex-direction:column;gap:11px;margin-bottom:26px}
.gate-list li{display:flex;gap:12px;font-size:15px;font-weight:500;color:var(--ink);align-items:center}
.gate-list li svg{color:var(--teal-d);flex-shrink:0}
.obj{display:flex;flex-direction:column;gap:10px}
.obj .o{background:#fff;border:1px solid var(--line);border-radius:14px;padding:14px 16px}
.obj .o .q{font-size:13.5px;font-weight:700;color:var(--ink);margin-bottom:5px;display:flex;align-items:center;gap:8px}
.obj .o .q svg{color:var(--teal-d);flex-shrink:0}
.obj .o .a{font-size:13px;color:var(--ink-2);font-weight:400;line-height:1.5}

/* FORM CARD */
.form-card{background:#fff;border-radius:var(--r-lg);padding:32px;box-shadow:var(--sh-3);color:var(--ink)}
.form-tabs{display:none}
/* единая форма с двумя режимами (регистрация / звонок) */
.form-seg{margin-bottom:20px}
[data-mode="signup"] [data-mode-only="callback"]{display:none}
[data-mode="callback"] [data-mode-only="signup"]{display:none}
.form-card h3{font-size:22px;margin-bottom:6px}
.form-card .fsub{font-size:14px;color:var(--ink-2);margin-bottom:22px;font-weight:400}
.field{margin-bottom:15px}
.field label{display:block;font-size:12.5px;font-weight:700;color:var(--ink-2);margin-bottom:7px}
.field input,.field select{
  width:100%;border:1.5px solid var(--line-2);border-radius:10px;padding:14px 15px;
  font-family:inherit;font-size:15px;color:var(--ink);background:#fff;
  transition:border-color .15s,box-shadow .15s;
}
.field input::placeholder{color:var(--ink-3)}
.field input:focus,.field select:focus{outline:none;border-color:var(--accent);box-shadow:0 0 0 4px var(--accent-ring)}
.field.err input{border-color:#E5484D}
.field .msg{font-size:12px;color:#E5484D;margin-top:6px;display:none;font-weight:600}
.field.err .msg{display:block}
.form-card .btn-primary{width:100%;margin-top:6px}
.form-note{font-size:11.5px;color:var(--ink-3);text-align:center;margin-top:14px;font-weight:400;line-height:1.5}
.trust-line{display:flex;align-items:center;gap:8px;justify-content:center;font-size:12.5px;color:var(--ink-2);font-weight:600;margin-top:14px;flex-wrap:wrap}
.trust-line .d{width:4px;height:4px;border-radius:50%;background:var(--ink-3)}
.trust-line svg{color:var(--teal-d);flex-shrink:0}
.form-ok{display:none;text-align:center;padding:34px 10px}
.form-ok .ic{width:66px;height:66px;border-radius:50%;background:var(--teal-soft);display:flex;align-items:center;justify-content:center;margin:0 auto 18px}
.form-ok h3{font-size:22px;margin-bottom:10px}
.form-ok p{font-size:15px;color:var(--ink-2);font-weight:400}
.pane{display:none}.pane.on{display:block}

/* ============================================================
   SPEED
   ============================================================ */
.speed{display:grid;grid-template-columns:1fr 1fr;gap:22px}
.speed-card{position:relative;border-radius:var(--r-xl);padding:34px 32px;overflow:hidden}
.speed-card.s1{background:var(--accent-soft);color:var(--ink);border:1px solid #C9ECE6}
.speed-card.s2{background:#fff;border:1px solid var(--line);box-shadow:var(--sh-1)}
.speed-amt{font-family:var(--mono);font-size:clamp(24px,3vw,32px);font-weight:700;letter-spacing:-.02em;margin-bottom:14px;position:relative;z-index:2}
.speed-card.s2 .speed-amt{color:var(--ink)}
.speed-when{display:inline-flex;align-items:center;gap:8px;font-size:14px;font-weight:600;padding:7px 13px;border-radius:8px;margin-bottom:14px;position:relative;z-index:2}
.speed-card.s1 .speed-when{background:var(--teal);color:#04342F}
.speed-card.s2 .speed-when{background:var(--bg-soft);color:var(--ink);border:1px solid var(--line)}
.speed-desc{font-size:14.5px;font-weight:400;line-height:1.55;position:relative;z-index:2}
.speed-card.s1 .speed-desc{color:var(--ink-2)}
.speed-card.s2 .speed-desc{color:var(--ink-2)}
.speed-foot{
  margin-top:20px;display:flex;align-items:center;justify-content:center;gap:11px;
  background:var(--teal-soft);border-radius:var(--r-lg);padding:18px 24px;
  font-size:15.5px;font-weight:600;color:var(--teal-d);text-align:center;
}
.speed-foot svg{flex-shrink:0}

/* ============================================================
   ROLES — две роли (синяя и фиолетовая ветки)
   ============================================================ */
/* credit-card-hero: центральная карточка-заявление + парящие карточки ролей + 3D-наклон */
.cc-hero{
  position:relative;max-width:820px;margin:54px auto;
  background:radial-gradient(120% 120% at 50% 0%,#fff,var(--bg-soft));
  border:1px solid var(--line);border-radius:28px;
  box-shadow:0 30px 70px -30px rgba(15,23,42,.30),0 8px 24px -12px rgba(15,23,42,.12);
  padding:64px 56px;text-align:center;
  transform:perspective(1100px) rotateX(0deg) rotateY(0deg);
  transform-style:preserve-3d;transition:transform .3s cubic-bezier(.4,0,.2,1);will-change:transform;
}
.cc-content{position:relative;z-index:3;transform:translateZ(36px)}
.cc-content .badge1{display:inline-flex;align-items:center;gap:8px;background:var(--bg-soft);border:1px solid var(--line);color:var(--ink);font-size:12.5px;font-weight:700;padding:8px 16px;border-radius:999px;margin-bottom:20px}
.cc-content .badge1 svg{color:var(--accent)}
.cc-content h3{font-size:clamp(24px,2.8vw,36px);font-weight:700;letter-spacing:-.025em;line-height:1.1;color:var(--ink);max-width:480px;margin:0 auto 14px}
.cc-content p{font-size:16px;color:var(--ink-2);font-weight:400;max-width:440px;margin:0 auto 28px;text-wrap:pretty}
.cc-content p b{color:var(--ink);font-weight:600}
.cc-card{position:absolute;z-index:2;width:280px;padding:17px 19px;border-radius:20px;color:#fff;box-shadow:0 24px 50px -18px rgba(15,23,42,.45)}
.cc-card-cr{bottom:-36px;left:-100px;background:linear-gradient(140deg,var(--teal),var(--accent-d));transform:translateZ(62px)}
.cc-card-db{top:-34px;right:-90px;width:250px;background:linear-gradient(140deg,#8B6CF0,var(--violet-d));transform:translateZ(50px)}
.cc-card-head{display:flex;align-items:center;gap:10px;margin-bottom:14px}
.cc-ic{display:flex;align-items:center;justify-content:center;width:38px;height:38px;border-radius:11px;background:rgba(255,255,255,.18);flex-shrink:0}
.cc-ic svg{width:20px;height:20px}
.cc-role{font-size:11px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:rgba(255,255,255,.85)}
.cc-title{display:block;font-size:16px;font-weight:700;line-height:1.25;margin-bottom:8px}
.cc-desc{font-size:12.5px;line-height:1.42;color:rgba(255,255,255,.82);margin-bottom:14px}
.cc-flow{display:flex;align-items:center;gap:8px;flex-wrap:wrap}
.cc-lnk{display:inline-flex;align-items:center;gap:6px;margin-top:14px;font-size:13px;font-weight:700;color:#fff;border-bottom:1px solid rgba(255,255,255,.5);padding-bottom:1px}
.cc-lnk:hover{border-color:#fff}
.rf-chip{font-size:12.5px;font-weight:700;padding:8px 14px;border-radius:999px;background:#fff;border:1px solid var(--line-2);color:var(--ink-2);white-space:nowrap}
.rf-arr{flex-shrink:0}
.cc-flow .rf-chip{background:rgba(255,255,255,.16);border:none;color:#fff;font-size:11.5px;padding:6px 11px}
.cc-flow .rf-chip.hot{background:#fff;color:var(--teal-d)}
.cc-flow .rf-chip.cool{background:#fff;color:var(--violet-d)}
.cc-flow .rf-arr{color:rgba(255,255,255,.7)}
.roles-foot{max-width:780px;margin:60px auto 0;background:var(--bg-soft);border:1px solid var(--line);border-radius:16px;padding:16px 20px;display:flex;gap:12px;align-items:center;font-size:14px;color:var(--ink-2);font-weight:400}
.roles-foot svg{flex-shrink:0;color:var(--accent)}
@media(prefers-reduced-motion:reduce){.cc-hero{transition:none}}

/* ============================================================
   АККОРДЕОНЫ — редакторские строки с линейками, не карточки
   ============================================================ */
.acc{max-width:760px;margin:0 auto;display:flex;flex-direction:column;gap:10px}
.acc-item{background:#fff;border:1px solid var(--line);border-radius:14px;overflow:hidden;transition:border-color .2s,box-shadow .2s}
.acc-item:hover{border-color:#CBD5E1}
.acc-item.open{border-color:#BFE6DF;box-shadow:0 6px 18px -10px rgba(15,23,42,.14)}
.acc-q{padding:15px 18px;font-weight:600;font-size:15.5px;cursor:pointer;display:flex;align-items:center;gap:12px;user-select:none}
.acc-q .qic{display:none}
.acc-q .chev{order:-1;flex-shrink:0;transition:transform .25s;color:var(--ink-3)}
.acc-item.open .acc-q .chev{transform:rotate(180deg);color:var(--teal-d)}
.acc-q .tx{flex:1;letter-spacing:-.01em;color:var(--ink)}
.acc-a{max-height:0;overflow:hidden;transition:max-height .32s ease}
.acc-a-inner{padding:0 18px 16px 46px;font-size:14.5px;color:var(--ink-2);font-weight:400;line-height:1.6;max-width:680px}
.acc-a a{color:var(--accent);font-weight:600}
.acc-a .ok{color:var(--teal-d);font-weight:600}

/* ============================================================
   FINAL CTA — плоский фирменный teal, рифма к hero
   ============================================================ */
.final{
  text-align:center;position:relative;overflow:hidden;
  background:var(--accent-soft);padding:var(--pad-sec) 0;color:var(--ink);
}
.final::after{content:none}
.final-planes{display:none}
/* живой фон: сплошные цветовые плоскости (путь T-Bank), без blur и glassmorphism */
.final-planes{position:absolute;inset:0;z-index:0;overflow:hidden;pointer-events:none}
.final .fp{position:absolute;display:block;border-radius:42% 58% 56% 44%/48% 44% 56% 52%;opacity:.42;will-change:transform}
.final .fp-blue{width:clamp(280px,34vw,460px);aspect-ratio:1;top:-12%;left:-6%;background:var(--accent);animation:fp-drift-a 24s cubic-bezier(.45,.05,.55,.95) infinite}
.final .fp-violet{width:clamp(260px,30vw,420px);aspect-ratio:1;bottom:-18%;right:-4%;background:var(--violet);opacity:.5;animation:fp-drift-b 29s cubic-bezier(.45,.05,.55,.95) infinite}
.final .fp-cyan{width:clamp(180px,22vw,300px);aspect-ratio:1;top:6%;right:8%;background:var(--cyan);animation:fp-drift-c 21s cubic-bezier(.45,.05,.55,.95) infinite}
.final .fp-tealdark{width:clamp(200px,24vw,340px);aspect-ratio:1;bottom:4%;left:12%;background:var(--teal-d);opacity:.46;animation:fp-drift-d 26s cubic-bezier(.45,.05,.55,.95) infinite}
.final .fp-accent{width:clamp(120px,14vw,190px);aspect-ratio:1;bottom:8%;left:2%;background:var(--accent-d);opacity:.32;animation:fp-drift-c 18s cubic-bezier(.45,.05,.55,.95) infinite reverse}
@keyframes fp-drift-a{0%,100%{transform:translate(0,0)}25%{transform:translate(38%,22%)}50%{transform:translate(14%,46%)}75%{transform:translate(-26%,18%)}}
@keyframes fp-drift-b{0%,100%{transform:translate(0,0)}25%{transform:translate(-34%,-20%)}50%{transform:translate(-10%,-44%)}75%{transform:translate(28%,-14%)}}
@keyframes fp-drift-c{0%,100%{transform:translate(0,0)}33%{transform:translate(-30%,30%)}66%{transform:translate(20%,12%)}}
@keyframes fp-drift-d{0%,100%{transform:translate(0,0)}33%{transform:translate(26%,-24%)}66%{transform:translate(-18%,-8%)}}
@media(prefers-reduced-motion:reduce){.final .fp{animation:none}}
.final .wrap{position:relative;z-index:2}
.final .badge1{
  display:inline-flex;align-items:center;gap:8px;
  color:var(--accent);font-size:13.5px;font-weight:600;
  background:#fff;padding:7px 15px;border-radius:999px;margin-bottom:20px;
}
.final h2{font-size:clamp(30px,4.6vw,48px);margin-bottom:18px;color:var(--ink);font-weight:700;letter-spacing:-.03em}
.final p{font-size:clamp(17px,1.8vw,20px);color:var(--ink-2);margin:0 auto 34px;font-weight:400;max-width:600px}
.final-cta{display:flex;gap:14px;justify-content:center;flex-wrap:wrap}
.final .btn-ghost{background:#fff;color:var(--accent);border:1px solid var(--line)}
.final .btn-ghost:hover{background:#fff;border-color:var(--accent);transform:translateY(-1px)}

/* ============================================================
   FOOTER
   ============================================================ */
footer{background:var(--bg-mute);color:var(--ink-2);padding:60px 0 34px;border-radius:28px 28px 0 0}
/* лонч-баннер как CTA-карточка: визуал-панель слева + контент справа */
.foot-launch{
  display:flex;align-items:stretch;flex-wrap:wrap;margin:0 0 48px;overflow:hidden;
  background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:var(--sh-2);
}
.foot-launch .fl-media{
  flex:0 0 30%;min-height:170px;display:flex;align-items:center;justify-content:center;
  background:linear-gradient(140deg,var(--teal),var(--accent-blue));color:#fff;position:relative;overflow:hidden;
}
.foot-launch .fl-media::after{content:"";position:absolute;width:160px;height:160px;border-radius:50%;background:rgba(255,255,255,.12);top:-50px;right:-40px}
.foot-launch .fl-media svg{width:62px;height:62px;position:relative;z-index:1}
.foot-launch .fl-cal{position:relative;z-index:1;width:120px;background:#fff;border-radius:16px;overflow:hidden;text-align:center;padding-bottom:14px;box-shadow:0 16px 34px -14px rgba(0,0,0,.4)}
.foot-launch .fl-cal-top{display:block;background:var(--accent-blue);color:#fff;font-size:12px;font-weight:700;letter-spacing:.1em;padding:7px 0}
.foot-launch .fl-cal-day{display:block;font-size:54px;font-weight:700;color:var(--ink);line-height:1.05;margin-top:8px;letter-spacing:-.02em}
.foot-launch .fl-cal-year{display:block;font-size:13px;font-weight:600;color:var(--ink-3);margin-top:2px}
.foot-launch .fl-body{flex:1 1 0;min-width:280px;padding:30px 34px;display:flex;flex-direction:column;justify-content:center;align-items:flex-start}
.foot-launch .fl-kick{font-size:13px;font-weight:700;color:var(--accent-d);margin-bottom:7px}
.foot-launch .fl-h{font-size:clamp(20px,2vw,26px);font-weight:700;letter-spacing:-.02em;color:var(--ink);line-height:1.15;margin-bottom:10px}
.foot-launch .fl-p{font-size:14.5px;color:var(--ink-3);line-height:1.55;margin-bottom:22px;max-width:520px}
.foot-grid{display:grid;grid-template-columns:1.4fr repeat(5,1fr);gap:26px;margin-bottom:44px;align-items:start}
.foot-col:not(.foot-brand) h5{min-height:2.6em}
.foot-logo img{height:28px;width:auto;margin-bottom:18px}
.foot-col>p{font-size:14px;line-height:1.7;color:var(--ink-3)}
.foot-col>p+p{margin-top:12px;font-size:13px;color:var(--ink-3)}
.foot-col h5{color:var(--ink);font-size:16px;font-weight:600;margin-bottom:18px;letter-spacing:0}
.foot-col a{display:block;font-size:14px;color:var(--ink-2);padding:6px 0;transition:color .15s}
.foot-col a:hover{color:var(--accent)}
.foot-bottom{border-top:1px solid var(--line);padding-top:26px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:16px;font-size:12.5px;color:var(--ink-3)}
.foot-bottom .disc{max-width:680px;line-height:1.6}
/* Footer4Col-доработки: ряд иконок-кнопок, контакты с иконками, «живой» индикатор */
.foot-social{display:flex;gap:12px;margin-top:22px}
.foot-social a{display:flex;align-items:center;justify-content:center;width:40px;height:40px;padding:0;border-radius:999px;background:#fff;border:1px solid var(--line);color:var(--ink-2);transition:background .2s,color .2s,border-color .2s}
.foot-social a:hover{background:var(--accent);border-color:var(--accent);color:#fff}
.foot-social svg{width:18px;height:18px}
.foot-contacts a,.foot-contacts .fc-line{display:flex;align-items:center;gap:10px}
.foot-contacts svg{width:17px;height:17px;color:var(--accent);flex-shrink:0}
.foot-contacts .fc-line{font-size:13px;color:var(--ink-3);padding:6px 0}
.foot-col a.has-ping{display:flex;align-items:center;gap:8px;cursor:pointer}
.foot-ping{position:relative;display:inline-flex;width:8px;height:8px;flex-shrink:0}
.foot-ping i{position:absolute;inset:0;border-radius:50%;background:var(--teal)}
.foot-ping i:first-child{animation:footPing 1.6s cubic-bezier(0,0,.2,1) infinite;opacity:.75}
@keyframes footPing{75%,100%{transform:scale(2.4);opacity:0}}
@media(prefers-reduced-motion:reduce){.foot-ping i:first-child{animation:none}}

/* ============================================================
   STICKY CTA
   ============================================================ */
.sticky-cta{
  position:fixed;left:0;right:0;bottom:0;z-index:80;background:#fff;
  border-top:1px solid var(--line);box-shadow:0 -8px 28px rgba(10,37,64,.08);
  transform:translateY(120%);transition:transform .4s cubic-bezier(.22,1,.36,1);padding:13px 0;
}
.sticky-cta.show{transform:translateY(0)}
.sticky-cta .inner{display:flex;align-items:center;gap:18px;justify-content:space-between}
.sticky-cta .txt{display:flex;flex-direction:column;line-height:1.25}
.sticky-cta .txt b{font-size:15.5px;font-weight:700;color:var(--ink)}
.sticky-cta .txt span{font-size:12.5px;color:var(--ink-2);font-weight:500}

/* ============================================================
   MODAL + EXIT
   ============================================================ */
.ov{position:fixed;inset:0;background:rgba(10,37,64,.62);z-index:120;display:none;align-items:center;justify-content:center;padding:24px}
.ov.show{display:flex;animation:fade .2s ease}
@keyframes fade{from{opacity:0}to{opacity:1}}
@keyframes pop{from{transform:scale(.95) translateY(8px);opacity:0}to{transform:none;opacity:1}}
.modal{background:#fff;border-radius:var(--r-lg);padding:34px;max-width:440px;width:100%;box-shadow:var(--sh-3);position:relative;animation:pop .25s ease}
.modal h3{font-size:22px;margin-bottom:6px}
.modal .msub{font-size:14.5px;color:var(--ink-2);margin-bottom:22px;font-weight:400}
.modal .x,.exit .x{
  position:absolute;top:16px;right:16px;width:34px;height:34px;border-radius:10px;border:none;
  background:var(--bg-soft);cursor:pointer;display:flex;align-items:center;justify-content:center;
  color:var(--ink-2);transition:background .15s;z-index:3;
}
.modal .x::before,.exit .x::before{content:"";position:absolute;inset:-5px}
.modal .x:hover,.exit .x:hover{background:var(--bg-mute)}
.exit{background:#fff;border-radius:var(--r-lg);max-width:460px;width:100%;box-shadow:var(--sh-3);position:relative;overflow:hidden;animation:pop .28s ease}
.exit-top{background:var(--accent-soft);padding:32px 32px 26px;color:var(--ink);position:relative;overflow:hidden;border-bottom:1px solid var(--line)}
.exit-top .x{background:#fff;color:var(--ink-2)}
.exit-top .x:hover{background:var(--bg-mute)}
.exit-top .em{width:54px;height:54px;border-radius:15px;background:var(--teal);color:#fff;display:flex;align-items:center;justify-content:center;margin-bottom:14px;position:relative;z-index:2}
.exit-top h3{font-size:23px;color:var(--ink);margin-bottom:7px;position:relative;z-index:2}
.exit-top p{font-size:14.5px;color:var(--ink-2);font-weight:400;position:relative;z-index:2}
.exit-top p b{color:var(--ink);font-weight:700}
.exit-body{padding:26px 32px 30px}
.exit-easy{display:flex;align-items:center;gap:7px;font-size:12.5px;font-weight:600;color:var(--teal-d);margin-bottom:14px;justify-content:center}

/* ============================================================
   TWEAKS PANEL (служебная)
   ============================================================ */
#tw-fab{position:fixed;right:18px;bottom:18px;z-index:200;display:none}
#tw-panel{position:fixed;right:18px;bottom:18px;z-index:201;width:320px;max-height:84vh;overflow:auto;background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:var(--sh-3);display:none;font-family:var(--sans)}
#tw-panel.open{display:block;animation:pop .2s ease}
.tw-head{display:flex;align-items:center;justify-content:space-between;padding:16px 18px;border-bottom:1px solid var(--line);position:sticky;top:0;background:#fff;z-index:2}
.tw-head b{font-size:15px;font-weight:700}
.tw-head .x{width:30px;height:30px;border-radius:9px;border:none;background:var(--bg-soft);cursor:pointer;display:flex;align-items:center;justify-content:center;color:var(--ink-2)}
.tw-body{padding:8px 18px 20px}
.tw-sec{font-size:11px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--ink-3);margin:18px 0 10px}
.tw-row{margin-bottom:14px}
.tw-row label{display:flex;align-items:center;justify-content:space-between;font-size:13px;font-weight:600;color:var(--ink);margin-bottom:8px}
.tw-row label .val{font-family:var(--mono);font-size:12px;color:var(--ink-2);font-weight:600}
.tw-swatches{display:flex;gap:8px}
.tw-swatch{width:34px;height:34px;border-radius:10px;cursor:pointer;border:2px solid transparent;box-shadow:inset 0 0 0 1px rgba(10,37,64,.08);transition:transform .15s}
.tw-swatch:hover{transform:scale(1.08)}
.tw-swatch.on{border-color:var(--ink)}
.tw-seg{display:flex;gap:5px;background:var(--bg-soft);border:1px solid var(--line);border-radius:11px;padding:4px}
.tw-seg button{flex:1;border:none;background:transparent;border-radius:8px;padding:9px 0;font-family:inherit;font-weight:600;font-size:12.5px;color:var(--ink-2);cursor:pointer;transition:background-color .15s,color .15s,box-shadow .15s}
.tw-seg button.on{background:#fff;color:var(--accent-d);box-shadow:var(--sh-1)}
.tw-range{width:100%;accent-color:var(--accent)}
.tw-toggle{position:relative;width:46px;height:26px;border-radius:30px;background:var(--line-2);border:none;cursor:pointer;transition:background .2s;flex-shrink:0}
.tw-toggle.on{background:var(--accent)}
.tw-toggle::after{content:"";position:absolute;top:3px;left:3px;width:20px;height:20px;border-radius:50%;background:#fff;transition:transform .2s;box-shadow:0 1px 3px rgba(0,0,0,.2)}
.tw-toggle.on::after{transform:translateX(20px)}
.tw-togglerow{display:flex;align-items:center;justify-content:space-between}

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media(max-width:1240px){
  .nav-links,.nav-main{display:none}
  .burger{display:flex}
}
/* ниже ~1080px парящим карточкам ролей не хватает места — складываем их в столбик */
@media(max-width:1080px){
  .cc-hero{max-width:560px;padding:48px 32px;transform:none}
  .cc-card{position:static;width:auto;max-width:none;margin:16px 0 0;transform:none!important;box-shadow:var(--sh-2)}
  .cc-card-db{width:auto}
}
@media(max-width:940px){
  :root{--pad-sec:84px}
  .hero{padding:54px 0 72px}
  .hero::after{width:380px;height:380px;right:-90px;top:auto;bottom:-80px}
  .hero-grid,.gate-grid,.pain-grid,.speed{grid-template-columns:1fr;gap:36px}
  .calc-grid{grid-template-columns:1fr;gap:40px}
  .hero-collage{height:440px;max-width:520px;margin:0 auto}
  .feat-grid{grid-template-columns:1fr 1fr}
  .flow{grid-template-columns:1fr}
  .flow-step .arrow{top:auto;bottom:-23px;right:50%;transform:translateX(50%) rotate(90deg)}
  .track{grid-template-columns:1fr 1fr;gap:36px 22px}
  .track::before{display:none}
  .ind-grid{grid-template-columns:1fr 1fr}
  .bento{grid-template-columns:1fr}
  .b-main,.b-ring,.b-bars,.b-stats{grid-column:1;grid-row:auto}
  .foot-grid{grid-template-columns:1fr 1fr}
  .gate{padding:38px 30px}
  .fit{padding:34px 28px}
}
@media(max-width:620px){
  :root{--pad-sec:64px}
  .wrap{padding:0 20px}
  .hero-collage{height:392px;max-width:360px}
  .hc-payout{width:236px;left:6%}
  .hc-doc{width:214px}
  .hc-bank{width:206px}
  .hc-pay-amt{font-size:30px}
  .feat-grid,.ind-grid,.foot-grid,.track{grid-template-columns:1fr}
  .b-card{padding:24px}
  .b-stats{flex-direction:column;align-items:stretch;gap:0}
  .b-divider{width:auto;height:1px;margin:6px 0}
  .foot-launch{flex-direction:column}
  .foot-launch .fl-media{flex-basis:auto;width:100%;min-height:120px}
  .foot-launch .fl-body{padding:24px 22px}
  .foot-launch .fl-body .btn{width:100%}
  .fit-grid{grid-template-columns:1fr}
  .fit-foot{flex-direction:column;align-items:flex-start}
  .fit-foot .btn{width:100%}
  .nav-phone{display:none}
  .nav-right .btn{display:none}
  .hero .lead{font-size:16px}
  .metaphor{flex-direction:column}
  .metaphor .m-arrow{transform:rotate(90deg)}
  .sticky-cta .txt{display:none}
  .sticky-cta .btn{width:100%}
  .sticky-cta .inner{gap:0}
  .gate{padding:30px 22px}
  .form-card{padding:26px 20px}
  .pain-col,.ex-key{padding:28px 24px}
  .ex-key{flex-direction:column;text-align:center;align-items:center}
}

/* ============================================================
   ВЛОЖЕННОЕ МЕНЮ (dropdown-навигация со всеми страницами)
   ============================================================ */
.nav-main{display:flex;align-items:center;gap:1px}
.nm-link{display:inline-flex;align-items:center;gap:5px;padding:9px 13px;border-radius:10px;font-size:14px;font-weight:500;color:var(--ink-2);white-space:nowrap;background:none;border:none;cursor:pointer;font-family:inherit;transition:background .15s,color .15s;text-decoration:none}
.nm-link:hover{background:var(--bg-soft);color:var(--ink)}
.nm-link .chev{width:13px;height:13px;opacity:.6;transition:transform .2s}
.nav-dd{position:relative;display:inline-flex}
.nav-dd:hover>.nm-link,.nav-dd:focus-within>.nm-link{background:var(--bg-soft);color:var(--ink)}
.nav-dd:hover .chev,.nav-dd:focus-within .chev{transform:rotate(180deg)}
.dd-panel{position:absolute;top:calc(100% + 11px);left:0;min-width:344px;background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:0 24px 52px -18px rgba(15,23,42,.28);padding:8px;opacity:0;visibility:hidden;transform:translateY(6px);transition:opacity .16s ease,transform .16s ease,visibility .16s;z-index:80}
.nav-dd:hover .dd-panel,.nav-dd:focus-within .dd-panel{opacity:1;visibility:visible;transform:translateY(0)}
.dd-panel::before{content:"";position:absolute;top:-13px;left:0;right:0;height:13px}
.dd-link{display:flex;gap:13px;align-items:flex-start;padding:11px 12px;border-radius:11px;transition:background .14s;text-decoration:none}
.dd-link:hover{background:var(--bg-soft)}
.dd-ic{flex-shrink:0;width:36px;height:36px;border-radius:10px;background:var(--accent-soft);color:var(--accent-d);display:flex;align-items:center;justify-content:center}
.dd-ic svg{width:19px;height:19px}
.dd-tx{display:flex;flex-direction:column;min-width:0}
.dd-tt{font-size:14px;font-weight:600;color:var(--ink);line-height:1.3}
.dd-ds{font-size:12.5px;color:var(--ink-3);line-height:1.4;margin-top:2px}

/* мобильный аккордеон (нативный <details>, без JS) */
.mm-acc{border:none;margin:0}
.mm-acc>summary{display:flex;align-items:center;justify-content:space-between;list-style:none;cursor:pointer;font-size:16px;font-weight:600;color:var(--ink);padding:13px 12px;border-radius:11px}
.mm-acc>summary::-webkit-details-marker{display:none}
.mm-acc>summary::after{content:"";width:8px;height:8px;border-right:2px solid var(--ink-3);border-bottom:2px solid var(--ink-3);transform:rotate(45deg);transition:transform .2s;margin-right:5px}
.mm-acc[open]>summary{color:var(--accent-d)}
.mm-acc[open]>summary::after{transform:rotate(-135deg);border-color:var(--accent-d)}
.mm-sub{display:flex;flex-direction:column;padding:2px 0 8px;border-left:2px solid var(--line);margin:2px 0 6px 22px}
.mm-sub a{font-size:14.5px;font-weight:500;color:var(--ink-2);padding:9px 14px;border-radius:9px}
.mm-sub a:hover{background:var(--bg-soft);color:var(--ink)}

@media(max-width:1240px){ .nav-main{display:none} }